Step 1: Either a potential client (or lead) will contact you, our Affiliate, or you will contact the lead (depending upon its source) for a free debt consultation. Your first step is to pre-qualify the lead and obtain the most recent set of credit card statements.

Step 2: Once those statements are received, the Debt Consultant should call the potential client to confirm their receipt of the potential client’s information and to clarify any questions the Debt Consultant may have with their file.

Step 3: The Debt Consultant will then submit all of the client information to our Underwriting department where we will assess the client’s financial situation and determine their potential for debt settlement. We will also determine the length and monthly dollar amount that the client will plan to save towards a negotiated settlement. These funds will be saved every month in a “Special Purposes” account that we help the client to set up, but that they control.

Step 4: Once the file has been "approved", we will notify the Debt Consultant who in turn will contact the potential client, congratulate them on being eligible for the program, review the details of the program with them and send out the contract for their review and signature.

Step 5: The final and fifth step for the Affiliate in this process is to get the signed contract back from the potential client. Once the potential client returns the signed contract, along with any required additional documentation, they are enrolled in the "Debt Settlement Program."

At this time ownership of the client for the purposes of Debt Settlement changes hands from the Affiliate to Freedom Debt Relief. At this point we begin our servicing of the customer for the life of their program beginning with our ‘Welcome Call’ to the new client. This call is made within 48 hours of receiving the signed contract and is crucial step in our program. Afterwards we send out their "Welcome Package", set-up their new ‘special purposes’ account, obtain the various documentation we will need throughout the program and begin the process of accruing funds for the purpose of negotiation and settlement of the client’s debts.

*Clients who make all their monthly program payments pay approximately 50% of their enrolled balance before fees, or 68% to 75% including fees, over 24 to 48 months. Not all clients are able to complete our program for various reasons, including their ability to save sufficient funds. Our estimates are based on prior results, which will vary depending on your specific circumstances. We do not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Our service is not available in all states and our fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment, including, for example, potential adverse impact on credit rating.

**Please note, Freedom Debt Relief is not a credit repair organization.